What to do when someone dies

When someone dies, their death must be Sign uped.

In England, Wales and Northern Ireland this needs to be done within 5 days. In Scotland you have 8 days.

You are able to do this at any Sign up office, but if you use the one in the location where they died, they can give you the documents you’ll need on the same day. You are able to find your nearest Sign up office online at www.gov.uk/Sign up-a-death, where You are able to find information about any local restrictions and how to make an appointment.  

If the person who’s passed away had a will, locating this as soon as possible will help when dealing with their estate.

You’ll need to find the last known signed and witnessed version of the will. If You are able to’t find a will at their home, their solicitor, bank or financial adviser may have a copy.

A will usually names one or more executors, also known as personal representatives. They are the people who will be responsible for dealing with the estate of the deceased.

What happens if there isn’t a will?

If someone dies without making a will, or if You are able to’t find a signed will, they are said to have died ‘intestate’.

To Explore the details about what to do if there’s no will, visit the government online guidance page. It has a simple online tool to help you understand who can inherit the estate.  

Once the death has been Sign uped, You are able to arrange a funeral. You may already know what sort of funeral the deceased wanted, or there may be instructions in the will or other papers.

One important decision is how much to spend. Funerals can be expensive, and may need to be paid for immediately unless a funeral plan exists.

You are able to find out about help you could get with paying for a funeral in our Bereavement support guide.

Once we’ve received formal confirmation of the death and you've provided us with a copy of the funeral bill, We are able to arrange payment from the deceased's account. You are able to upload a copy of the funeral bill through our bereavement portal or by contacting our bereavement support team.

If there aren’t enough funds in the account of the deceased to cover the funeral cost, We are able to make a partial payment using what is available. In some cases, the Government can provide help towards the cost. To Explore the details and see if you’re eligible, please visit these helpful web pages: 

The quickest and easiest way to notify us of a bereavement is by using our bereavement portal. 

You are able to use the portal to Send a new notification, and to upload any documents we'll need to Dismiss the accounts, like a death certificate, will or grant of probate.

Once you’ve completed this, our dedicated bereavement support team will review your case before they get in touch to let you know about any next steps.

You are able to also contact the team directly on 0800 085 1992 to notify us of a bereavement.

The bereavement team are available from 08.30 – 18.00 Monday to Friday and 09.00 – 14.00 on Saturdays (excluding public holidays).

Once we’re notified of a death, our bereavement support team will get in touch to explain the next steps and timescales.

We’ll inform all parts of PPLCBANK which have a relationship with the deceased. We’ll freeze any sole accounts to stop withdrawals, but we’ll still allow money to be paid in.

If you're an executor and choose to deal with the estate yourself, you may find yourself receiving and paying out large sums of money. One way to keep track of these transactions more easily is to open a dedicated Executor Account with PPLCBANK.

You are able to Explore the details about what happens to different accounts and products held by the deceased and the documents we may need to see in our Bereavement support guide (PDF 153 KB). It also explains what probate is and has more about our Executor Accounts.

We’ll stop any marketing messages from being sent. However, you may still receive some because these are prepared several weeks in advance. We try to prevent this happening, but if you do receive anything, please accept our sincere apologies.

As well as telling friends and family of the death, there will be a number of organisations you’ll need to inform, such as other banks, building societies and utility companies.

You are able to use the government’s Tell us once service to inform most government departments at the same time.

You are able to also use the Death Notification Service to notify financial institutions at the same time.